Travel Insurance Do I Need It?

Affordable Coverage for Snowbirds, Seniors and Retirees

Whether you’re planning a short road trip, a three-month escape to someplace warm or a two-week Hawaiian cruise, it’s good to know there’s a company you can rely on for affordable travel insurance and 24-hour emergency assistance. From travel medical insurance to coverage for lost baggage, trip cancellation and interruption, and other unexpected events, it’s easy to get the right coverage at the right price.

Here are just a few reasons to protect yourself with travel insurance from RBC Insurance:

• 24-hour emergency assistance is just a toll-free call away if you have a medical or other emergency. We have multi-lingual professionals, registered nurses and physicians available around the clock to help make sure you receive the proper help or care.
• You’ll receive unlimited coverage for eligible medical expenses not covered by your government health insurance plan.
• We offer coverage for stable pre-existing conditions so you can travel knowing you are protected financially if you need treatment during your trip.
• If you need medical treatment, we’ll provide safe transportation to the nearest and most appropriate medical facility, even if it’s in another country. We’ll also pay to have a friend or family member travel to your bedside.
• You can choose coverage for a single trip or save money with a multi-trip annual plan if you travel two or more times a year.
• We will pay your medical bills directly, if possible, and co-ordinate payments with your government health insurance so you aren’t out-of-pocket.

Travel Insurance

Travel protected with emergency medical, trip, and baggage coverage

With Travel Insurance you choose the coverage that will help you prepare a worry-free trip. Emergency Medical and Trip Cancellation & Interruption coverage can be purchased separately or as a bundle. Add Baggage Loss, Damage & Delay coverage to increase your protection while travelling.

StudentPlan

Congratulations on your continued education. The decision to study outside of your province or country of residence is a big one. Chances are good that you’ve got a lot on your mind. But don’t forget to think about your health coverage.

Outside your province of residence, your provincial health care plan offers limited coverage for emergency medical care. StudentPlan from GMS helps fill those gaps helping you and your family feel safe so you can focus on your education.

StudentPlan (available to students under age 55) provides emergency medical coverage up to $2,000,000 with 17 comprehensive benefits including the cost of ambulance service, hospital rooms, treatment by a doctor, diagnostic tests and in-hospital drugs.

As an option, the plan can cover multiple family members. You can also choose between four and 12 month coverage periods to suit your study terms.

StudentPlan doesn’t stop at the classroom door. It also provides coverage for trips you may take while studying abroad.

And because we know that student finances are tight, we've designed StudentPlan with direct billing options to ensure that you aren’t left out-of-pocket for steep medical expenses.

Sports Participation Coverage

If you play on an official university sports team, you may be at an increased risk of sports-related injury. Unfortunately, your school’s insurance plan may not provide full coverage for such injuries. StudentPlan provides student athletes playing on university athletic teams with coverage over and above their school’s medical coverage.