Super Visa Insurance Detail |
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Emergency Hospitalization |
Covered |
Covered |
Covered |
Covered |
Covered |
Covered | |
Emergency In or Out patient needs |
Covered |
Covered |
Covered |
Covered |
Covered |
Covered | |
Lab tests |
Covered |
Covered |
Covered |
Covered |
Covered |
Covered | |
Ambulence |
Covered |
Covered |
Covered |
Covered |
Covered |
Covered | |
Re-visit |
Coverage in policy (max) |
$3,000 and below |
$3,000 and below |
Nil |
Nil |
$3,000 and below | |
Physiothrapist, lincenced chiropractor etc. |
Upto $1000 | Upto $500 | Upto $500 | Upto $300 | Upto $300 | Upto $500 | |
Medications |
Insurance policy maximum ($500 and below for out patients) |
One month need upto maximum $10000 |
One month supply max $500 and below |
One month supply |
Nil |
One month supply max $500 and below | |
Dismemberment-Sudten Accidental death |
Max $5000 / Max $10000 |
Max $25000 and below |
upto the insurance policy limit |
Nil |
Nil |
Upto policy limit max $150,000 | |
Emergency Accidental Dental |
upto max $1000 |
upto max $4000 |
upto max $3000 |
upto max $2000 |
upto max $3000 |
upto max $3000 | |
Early return as of health condition |
Covered |
Nil |
max $3000 |
Nil |
Covered |
upto max $3000
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Emergency dental requirement |
max $300 |
max $600 |
max $500 |
max $250 |
max $300 |
max $500 | |
Child Care Coverage |
Nil |
max $50 / Day , upto $500 |
max $50 / Day , upto $500 |
max $500 |
max $100 / Day, max $300 |
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In case of Death |
max $5000 or $1500 for purial |
max $12000 or $5000 for purial |
max $10000 or $4000 for purial |
max $3000 or $2000 for purial |
max $3000 or Basic purial or $3000 cremation |
max $10,000 or $4000 for cremation |
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Limitation & Exclusion
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Side Trips Limitation |
side trips are covered to any countries up to max of 30 daysexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage |
side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage |
side trips are covered to any countries up to max of 30 day sexcept your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage |
side trips are covered to any countries up to max of 30 days except your own country of departure provided you must be in Canada for half of your trip duration plus no gap in Super Visa Coverage Your travel coverage to USA is covered only if your 50% of stay should be in Canada |
Nil |
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Pre-existing Conditions |
Pre-existing Conditions for travlers under the age of 59 are covered only if visitor's pre-existing health condition are stable for 180 Days before their departure date. For visitor's age 60 and above pre-existing condition are covered only if they are stable 180 days before their date of departure and visitor's purchased additional applicable benefits. |
Pre-existing Medical Conditions for travlers under the age of For visitor's age 69 and under are covered only if conditions are stable 180 days before date of departure. Pre-existing conditions for visitor's age 70 and above are covered only if pre-existing condition are stable for 120 days before their date of departure and optional benefits are purchased. |
All Pre-existing condition are covered only if they are stable for 180 days before date of departure. |
All Pre-existing condition are covered only if they are stable for 180 days before date of departure. |
Nil |
Age 0-79 Option 1 Plan Covered only if stable for 120 days prior to effective date No pre-existing coverage for age 80 and over. |
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Visitor's age Baned |
15 days and above |
15 days to max age 89 |
15 days to max age 85 |
upto max age 80 |
31 days to max age 85 |
All ages | |
Super Visa Insurance Policy Duration |
Minimum coverage of $1000 for the period of one year. For visitor's age 86 and above are covered for only 180 days from their arrival date to Canada. |
Minimum coverage of $1000 for the period of one year. |
Minimum coverage of $1000 for the period of one year. |
Minimum coverage of $1000 for the period of one year. |
Minimum coverage of $1000 for the period of one year. |
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Waiting Period |
Policy if bought in Canada withing the first 30 days of arrival in Canada there is waiting period waiting period for in next to be covered for 72 hours. If the policy is purchased on 31 day of arrival in Canada there is waiting period of illness to be covered for 7 days. Waiting period for illness upto 15 days if policy is purchased after arrival in Canada for age 86 and above. |
Waiting period of illness for 48 hours. if policy is purchased within two months of arrival in Canada. Waitinf period of illness for 7 days if policy is baught on after 61 days of arrival in Canada. |
Waiting period of illness will be 48 hours if the policy is purchased after arrival in Canada |
Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada |
Waiting period of illness will be 48 hours if the policy is purchased within 30 days of arrival in Canada. Waiting period for illness will be 8 days if the policy is purchased after 30th day of arrival in Canada |
No waiting period if insurance purchaser before arival date in Canada |